Cash credit and overdraft
A running limit you draw from and repay as cash comes in.
All products
Working capital₹5 Cr – ₹200 Cr
FlowX
Unblock your cash flow. Money to run your business day to day. Pay suppliers, salaries and bills on time while you wait for your customers to pay you.
What FlowX is
Most growing businesses are not short of orders. They are short of cash between paying for stock and getting paid by customers. FlowX fills that gap with a credit line sized to how your business actually moves money.
You use what you need, when you need it, and you pay interest on what you use. As your sales grow, the limit can grow with them.
At a glance
- Product
- FlowX working capital
- Amount
- ₹5 Cr – ₹200 Cr
- Best for
- Manufacturers, traders and distributors who sell on credit
- Rate and tenure
- Lenders compete; you choose the offer
Who it’s for
- Manufacturers, traders and distributors who sell on credit
- Businesses that build up stock ahead of a busy season
- Companies whose sales are growing faster than their cash comes in
Ways to use FlowX
Working capital loan
A short-term loan for a known need, such as a large order.
Invoice and supply-chain finance
Get paid early against invoices your customers have accepted.
Guarantees and letters of credit
Bank-backed promises your suppliers and buyers will accept.
We know applying for loans is exhausting. So we fixed it.
Three things change when you come through ExtendX instead of walking into a branch.
What you’ll need
Have these ready and the file comes together fast. Your relationship manager will confirm exactly what each lender asks for.
- Audited financials for the last two to three years
- Bank statements for the last 12 months
- GST returns
- List of debtors and creditors with ageing
- KYC for the company and its directors or partners
- Sanction letters for any loans you already have
The final amount, rate and tenure are set by the lender after its own assessment. ExtendX brings you competing offers; you choose.
Ready to take control of your financing?
It starts with a short conversation about your goals. No commitments, no hidden fees.