Home purchase
Buy a ready or under-construction home.
All products
Home loan
HomeX
Buy your home on your terms. A loan to buy, build or move into your own home. Lenders compete to offer you the best rate and the tenure that suits you.
What HomeX is
A home loan is the biggest loan most people take, and a small difference in rate adds up over twenty years. HomeX puts your application in front of several lenders at once, so they compete for it instead of you queuing at each one.
We also help if you already have a home loan and want a better rate on what you still owe.
At a glance
- Product
- HomeX home loan
- Amount
- Set by your income and profile
- Best for
- First-time home buyers
- Rate and tenure
- Lenders compete; you choose the offer
Who it’s for
- First-time home buyers
- Buyers of ready or under-construction homes
- Owners who want to move an existing home loan to a lower rate
- Families extending or renovating their home
Ways to use HomeX
Plot and construction
Buy land and build on it.
Balance transfer and top-up
Move your loan to a better rate, with extra funds if you need them.
Home improvement
Renovate, repair or extend the home you live in.
We know applying for loans is exhausting. So we fixed it.
Three things change when you come through ExtendX instead of walking into a branch.
What you’ll need
Have these ready and the file comes together fast. Your relationship manager will confirm exactly what each lender asks for.
- KYC: PAN, Aadhaar and address proof
- Salary slips and Form 16 if you are salaried
- Income tax returns and financials if you are self-employed
- Bank statements for the last six to 12 months
- Property documents or the sale agreement
- Statement of your current loan, for a balance transfer
The final amount, rate and tenure are set by the lender after its own assessment. ExtendX brings you competing offers; you choose.
Ready to take control of your financing?
It starts with a short conversation about your goals. No commitments, no hidden fees.